Eric van der Griend
Managing Director
Watches of Switzerland
Swiss Time Australia Pty. Ltd.
Web: www.watchswiss.com

Michael Pratt of Pratt & Co  has assisted us in growing our business during the past twenty years. We have financed properties, business equipment, retail store fit outs and motor vehicles with Michael over this time. Pratt Financial Services has offered us a choice of lenders at the most competitive rates with quick approval and settlement times. I have great pleasure in recommending Michael and his team.

Ross McMillan
Group Chairman & CFO
Industrial Hydraulic Services Pty. Ltd. and Rosebank Engineering Pty. Ltd.
Web: www.rosebank-enq.com.au
www.ihs-aust.com.au

"To whom it may concern "

We have been dealing with Michael Pratt of Pratt & Co Financial Services for a number of years, over this time they have established and settled lines of credit for our business, plant & equipment, motor vehicles as well as a number of mortgages that were required.

The service and attention to detail levels have been excellent; recently I inquired about a sale and hire back agreement on plant and equipment for our Group, we had instructed Michael to source the funding facility in a particular manner. Our current banking relationship were unable to assist to compete with structure that was sought.

Michael had the transaction approved and settled in a timely manner without further security.

I would have no hesitation in recommending the services of Pratt & Co and will continue our business relationship in the future.

Richard Davison
Managing Director
Shiners Car Wash Systems Pty Ltd
Web: www.shiners.com.au

I have been doing business with Michael Pratt and his company for over 25 years.

During that time Michael has financed everything from investment properties, business equipment, motor vehicles (both business and pleasure) and houses.

As of the current date I currently have financed through Pratt & Co, equipment from a number of car wash locations (value of in excess of $500,000), seven motor vehicles, business premises and the houses and a boat of my two sons.

As we all know, banks are fair weather sailors and Michael's greatest attribute is his ability to get deals set during difficult times when the banks are reluctant to even talk to you.

In business, speed is of the essence and is often the difference between doing a deal and losing it. Michael has always had an uncanny ability of cutting through the red tape and getting things done in a timely manner and with a minimum of fuss.

John Adams
Managing Director
Adams Pest Control
Web: www.adamspest.com.au

Pest control requires efficient and effective responses to solve client's problems. Pratt & Co plays a major part in our business by providing access to our financial requirements in a similar manner.

Whether it is the updating of our vehicle fleet, computers, equipment or property, Pratt & Co provide a one stop shop, with no fuss, to allow us to solve those pest problems for our clients.

Dominic Lai
Managing Director
Umow Lai Pty Ltd
Web: www.umowlai.com.au

I am pleased to provide a testimonial for Mr. Michael Pratt and his company Pratt & Co. Financial Services.

I have known Michael Pratt personally for over 20 years and I have found Michael to be a person of high integrity and good business ethics.

Umow Lai was founded in 1991 as a 7 engineer practice. In the past 18 years, we have grown to a 160 staff engineering practice with offices in Melbourne, Sydney and Brisbane. Throughout our growth period, Pratt & Co. has been our finance broker of choice, providing us with equipment, motor vehicle and mortgage finance packages to meet our ongoing requirements. Most importantly, Pratt & Co. took time to understand our business and tailored finances to suit our needs throughout our growth phase.

I consider Pratt & Co. as our "Business Partner" and I look forward to many more years of fruitful association with this company as we embark towards our goal of developing a multi-state national engineering practice.

Regina Magner
Office Manager
Padbury Amber Civil Contractors
Web: www.padburyamber.com.au

Padbury Amber Civil Contractors have been a client of Ken Mclean representative of Pratt and Co Financial Services for over 20 years. Throughout our relationship we have found Pratt and Co has always been prepared to offer a service to our total convenience. Over our long association we have financed in excess of 30 items of earthmoving machinery, Ken Mclean has an intimate knowledge of the earthmoving industry and understands the requirements and needs of our company. John Magner director of Padbury Amber has great pleasure in endorsing Pratt and Co financial services.

Keith Williams CMG
Chairman
Keith Williams Group of Companies
Port Hinchinbrook Resort
Web: www.porthinchinbrook.com.au

I have had many dealings with Michael Pratt, after his services were recommended by a close business associate, these dealings had been funding requirements both on the Gold Coast and my Resort at Port Hinchinbrook in North Queensland.

The finance that Michael organized were mainly marine mortgages to assist with the Resort with commercial as well as passenger craft.

When I contacted Michael originally, he made an appointment with me to fly to the Gold Coast in order discuss the finance that we required.

In accordance with my instructions all finance transactions have been settled with Michael and I have no hesitation to introduce and recommend Michael to my many business associates

Kevin Banner
Managing Director
Organic Recyclers P/L
Web: www.organicrecyclers.com.au

I am writing to Thankyou for your support and fantastic service over the past ten years.The benefit in using your company services to organise our plant and equipment finance has made a huge difference to our success.

In particular we wish to acknowledge the service and support of Ken Mclean. Ken's role as our finance broker has greatly facilitated our company's ability to take on growth and diversify our finance packages accordingly. Ken's earthmoving background and finance experience was great to lean on when discussing chooses of equipment and the type of appropriate finance. Ken was also consistent in not just answering the phone but was able to foster strong relationships with the finance companies and ourselves. As you are aware we have sold the business and are no longer in equipment related industry (bought a pub). On behalf of my family and employees we sincerely Thankyou for the impact you have had on our lives.

Please feel free to pass on my contact details to anyone wishing to get a referral.

John Dever
Barrister's Clerk
Dever's List
Web: www.deverslist.com.au

Michael Pratt, Pratt and Co, has been supplying financial services to myself, my family and the barristers on Dever's List for over 25 years with professional courtesy and efficiency as well as with a personal touch rarely seen these days.

The interest rates and facilities that are provided are always within our requests or under the market, his contacts with regards to a wider of services and advice is that of which legends are made!

I have no hesitation in recommending he and his services to any potential client.

Jeremy Szwider
Director
Bespoke Law
Web: www.bespokelaw.com

I recently used Pratt & Co for financial brokering services when I purchased a residential property. I found their services to be extremely professional, honest and responsive and was pleased with the final product. I would recommend their services to any of my friends or colleagues

Gina Szwider
Online and Marketing Director
Travel Hedonism
Web: www.travelhedonism.com

Pratt & Co helped us out recently and guided us through our mortgage process. I was extremely pleased with their services and timely responses and input to our queries and requests.