S.M.E. Commercial Finance Pty Ltd ('SME') is a specialist equipment finance company, established in 2003 to provide accountants, financial planners and solicitors with access to the full range of finance products under the SME brand.

SME is also able to provide these services directly to the end users.

Historically accountants, lawyers and financial planners arranged finance on behalf of their clients as an additional service to their clients. The preparation of different application forms for each financier, the submission of financial accounts and the negotiation of the best terms for the client was excessively time consuming. It was also extremely difficult to stay in touch with the ever changing credit requirements and appetites of the different financiers.

In response to this, SME has stepped in and has gradually become the 'intermediary' between the Banks and its Members, by offering highly skilled Lending Managers to act on behalf of their clients for all their finance needs.

SME has expanded its product offering to include "white label" products to equipment vendors, professional networks or non asset based financiers. These products can be branded in the name of the vendor, accounting firms/ solicitor or financier.

Vendors are also looking to provide financial products to their clients to either maximise the client loyalty, maximise the likelihood of success in the competitive sales market or protect its client base from competitors. SME is also able to provide a vendor with a total end-to-end 'finance solution' without having to adjust any current systems issues or requiring it to compensate for other business structures.

SME has executed multiple undisclosed principle and agency agreements with a range of Australian financiers that provided it the ability to efficiently deliver the full range of asset based finance. Through these agreements, SME is able to provide its members efficient access to the full range of finance providers on an undisclosed basis. The transactions are either written on SME paper or branded in the name of the vendor, thus preserving the confidentiality of the client. SME retains the on going maintenance of the contract as all contact is made through SME, not with the underwriter.

The IT system allows SME to act as a 'hub' for vendors, finance brokers, accountants, solicitors, financial planners and numerous other professional networks including whereby they will be able introduce asset finance transactions to S.M.E. without having to leave their own network.

SME is 100% Australian owned. Its directors and management team have extensive experience and knowledge across a wide range of business disciplines and financial services.

SME is a full member of the Australian Finance Conference.

The SME solution will help you create a profitable new dimension to your existing business. Our sophisticated software, proven marketing strategies and expert knowledge of the finance industry are yours to help strengthen and grow your business.

Privacy Policy

SME is committed to protecting client's privacy and to complying with the National Privacy Principles. This policy sets out SME's information handling practices and procedures.

Information Collected: Generally speaking, SME collects information about clients (including personal information about individuals) from database forms and application forms so the type of information which SME collects about clients will depend on how members use the services offered by SME.

Use and Disclosure of Information: Personal information which a client supplies is collected by SME for use in connection with conducting its business. Such uses include matters related to the processing of application forms, the provision of products or services and administration. SME will not disclose personal information concerning a member or a delegate to parties outside of SME, other than for a purpose made known to a client and to which a client has consented. Please note that the information provided by clients may be disclosed to SME��s agents, contractors or third party service providers who provide administrative, telecommunications, computer or other services to SME in connection with the operation of its business and who are under duties to SME to keep such information confidential and secure.

Security: SME maintains strict standards and security procedures to prevent unauthorised access to clients�� personal information and to ensure the correct use of information.

Member access to information: SME will always try to maintain accurate, complete and up-to-date information regarding clients. There are procedures in place which facilitate amendments and verification of personal information. If a person thinks that their personal information which is retained by SME may require changing or updating, they should contact SME. SME will then take all reasonable steps to correct the information so that it is accurate, complete and up-to-date.

Complaints: If a person has a complaint regarding the way in which their personal information is being handled by SME, they should contact SME in the first instance. If the parties are unable to reach a satisfactory solution through negotiation, the person may wish to request an independent person to investigate the complaint such as the Privacy Commissioner.

How to contact SME: If a person has any questions or requires feedback about this privacy policy, they should contact the

Chief Executive Officer
S.M.E. Commercial Finance Pty Ltd
Level 5, 15-19 Claremont Street
South Yarra, 3141 Victoria
Telephone: 1300 275 763
E: jonathan.shakes@smecommercialfinance.com.au